Deprecated: Creation of dynamic property Yoast\WP\SEO\Main::$helpers is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/lib/abstract-main.php on line 65

Deprecated: Constant FILTER_SANITIZE_STRING is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/conditionals/third-party/elementor-edit-conditional.php on line 22

Deprecated: Constant FILTER_SANITIZE_STRING is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/conditionals/third-party/elementor-edit-conditional.php on line 28

Deprecated: Creation of dynamic property Yoast\WP\SEO\Main::$classes is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/lib/abstract-main.php on line 65

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$page_type is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 43

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$robots is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$title is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$source is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64
Działalność gospodarcza - konto firmowe czy prywatne | Pieniądze i ja
Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$meta_description is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$permalink is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$canonical is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$rel_prev is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$rel_next is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_locale is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_type is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_title is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_description is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_url is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$wordpress_site_name is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_site_name is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$site_name is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$company_name is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$company_logo_id is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$site_represents is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$open_graph_publisher is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_article_publisher is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_article_author is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_article_published_time is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_article_modified_time is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$open_graph_enabled is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$open_graph_images is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$twitter_card is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_card is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_title is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_description is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_image is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_creator is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$twitter_site is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$estimated_reading_time_minutes is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$permalink is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$main_schema_id is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$site_url is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$canonical is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$schema_article_type is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$schema_page_type is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$title is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$id is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$main_image_id is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$main_image_url is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$has_image is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$description is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$breadcrumbs is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$site_represents_reference is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: Creation of dynamic property Yoast\WP\SEO\Context\Meta_Tags_Context::$alternate_site_name is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Deprecated: strtolower(): Passing null to parameter #1 ($string) of type string is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/generators/schema-generator.php on line 186

Deprecated: Creation of dynamic property Yoast\WP\SEO\Presentations\Indexable_Post_Type_Presentation::$schema is deprecated in /home/cluegrou/domains/pieniadzeija.pl/public_html/wp-content/plugins/wordpress-seo/src/presentations/abstract-presentation.php on line 64

Działalność gospodarcza – konto firmowe czy prywatne

Otwierając działalność gospodarczą stoi przed nami kilka decyzji – na jakiej zasadzie chcemy rozliczać podatki, w jaki sposób chcemy prowadzić podatki, czy chcemy być VAT-owcami czy też nie. Stoi przed nami również decyzja czy konto, z którego będziemy się rozliczać z urzędami oraz kontrahentami będzie kontem prywatnym czy też firmowym. Jakie zatem konto powinniśmy wybrać prowadząc działalność gospodarczą?

Konto firmowe – czy konieczne?

Zacznijmy jednak od tego czy konto firmowe nie jest przypadkiem przy działalności gospodarczej niezbędne, czy prawo nam tego nie nakazuje. Otóż przepisy w żaden sposób nie dotykają tej kwestii, jedyne o czym mówią to fakt, że wszelkie rozliczenia z Zakładem Ubezpieczeń Społecznych oraz Urzędem Skarbowym należy rozliczać bezgotówkowo, czyli również konta prywatnego. Nakaz posiadania konta firmowego mają jedynie spółki.

Zalety konta prywatnego

Konto prywatne przy działalności gospodarczej w zupełności nam wystarczy, a dzięki pozostaniu przy nim nie będziemy musieli załatwiać żadnych dodatkowych formalności. Wiele kont prywatnych posiada również bezpośrednie przelewy do ZUS-u czy US, co ułatwia nam zadanie, gdyż wystarczy zaznaczyć kilka przygotowanych opcji i wykonanie przelewu mamy z głowy.

Zalety konta firmowego

Warto jednak posiadać konto firmowe. Po pierwsze zwiększa ono naszą prywatność. Pamiętajmy, że podając numer konta, z którego będziemy rozliczać się jako firma, musimy liczyć się z tym, że podczas kontroli skarbowej, urzędnicy będą mieli do niego dostęp, a oznacza to, że kiedy posiadamy konto prywatne, to będą mogli przejrzeć również nasze prywatne transakcje, co niekoniecznie musi nam się podobać.

Kolejną zaletą kont firmowych jest fakt, że banki nam szybciej mogą zaproponować różnego rodzaju produkty kredytowe dla firm. Na przykład w mBanku możemy nawet wnioskować o kredyt na start działalności. Ale istnieją również inne produkty, które mogą nas zainteresować -kredyt odnawialny, obrotowy itp.

Banki, aby zainteresować przedsiębiorców kontami firmowymi oferują różnego rodzaju produkty gotówkowe, które niekoniecznie związane są z finansami, np. tanią przestrzeń biurową, pakiet oprogramowania Microsoft Office dla firm za darmo, zwrot pieniędzy za składkę do ZUS-u i wiele innych.

Należy pamiętać o tym, że jeśli nasze konto firmowe dla DG generuje pewne koszty, to możemy je wliczyć w koszty prowadzenia działalności i odliczyć od podatku. Nie potrzebujemy do tego żadnej faktury, wystarczy wyciąg z banku.

Widać zatem, że konta firmowe to całkiem atrakcyjna propozycja dla przedsiębiorców i pomimo kilku formalności warto się na nie skusić.

Dodaj komentarz

Twój adres e-mail nie zostanie opublikowany. Wymagane pola są oznaczone *